- Financial Security
- Retirement
- Investment Needs
- Property
- Inheritance Tax
- Corporate Planning
Welcome to Relative Financial Planning
Jenny Cousins
When providing clients with financial advice, it is important that I, as an adviser build a picture of your current lifestyle as well as your financial background, including your plans and dreams for the future. I believe that this should in part be a two way process and that you may like to gain an insight into your prospective Independent Financial Adviser, before meeting or even making contact.
As an Independent Financial Adviser, I have formed, Relative Financial Planning which is a trading style of Positive Solutions. Positive Solutions is one of the largest National IFA´s in the UK with over 1,700 advisers and is at the forefront of technology and customer service within the financial services industry.
I have over 24 years experience of working within the financial services sector, having worked as an IFA for a total of 9 years. Almost half of my career was spent with Norwich Union (formerly General Accident) in the Gloucestershire area.
I live within South Gloucestershire and my office is in Staple Hill which gives me easy access to the City of Bristol and motorway network. Usually clients prefer to have a meeting in their home and I am happy to travel within a reasonable distance.
I provide holistic financial planning which is relative to you as my client, making sure the advice I give is tailored to your particular stage of life. You may be at the start of your career, buying your first or subsequent property, starting a business or family. Alternatively, you may be planning for your retirement, looking to pay for long-term care for you or a loved one or needing investment advice, which could incorporate inheritance tax planning. I am perfectly positioned to offer you and your family advice on any or all of these topics.
My existing clients are of varying age groups with different financial planning needs. Experience has shown that ladies who deal with their own financial affairs or couples who are of retirement age, in particular, feel very comfortable in receiving advice from a female Independent Financial Adviser.
One last thing to mention is that an annual review is essential for your long term financial well being. If you have not met with a financial adviser for some time, I will be able to conduct a review of your existing arrangements to ensure they fulfill your requirements.
Our initial meeting is free of charge and if you decide to proceed further, you will have the option to either pay a fee or receive advice on a commission basis.
To make an appointment to discuss your financial planning needs please call on 0117 956 0944 or .
Relative Financial Planning, a trading style of Positive Solutions (Financial Services) Ltd. Registered Head Offi ce: Positive Solutions (Financial Services) Ltd, Riverside House The Waterfront Newcastle upon Tyne. NE15 8NY. Positive Solutions Financial Services) Ltd. is authorised and regulated by the Financial Services Authority. Registered as a Limited Company in England and Wales No. 3276760. Neither is Positive Solutions responsible for, nor does the Financial Services Authority regulate advice given with regard to taxation matters. Your home may be repossessed if you cannot keep up the repayments on any mortgage or other loan secured on it. You can pay for our mortgage advice service by a combination of a fee and commission that we would receive from the lender. The level of the fee would depend upon the circumstances of the case. We also give you the option of working on a fee only basis for our mortgage advice. The precise amount of the fee payable by you will depend upon your circumstances but we estimate that it will be 0.5% of the loan advanced. If you work on a fee only basis and we receive additional commission, we will pay that commission to you.